Personal Injury FAQs
Helpful advice from an Indianapolis personal injury lawyer who puts your needs first
You've been injured in an accident in Indiana. Now what? We know you probably have many questions. Our personal injury attorneys can't include all of them on this page, but the following are some common questions about accidents and what to do in the aftermath.
Brett E. Osborne, an attorney with more than 22 years' experience, handles personal injury claims at Hocker & Associates, LLC. If you need immediate help, call us right now at (317) 578-1630 for a free consultation.
- What are common causes of injury accidents?
- Should I call the police if I'm injured in an accident?
- What should I do if I know the person who caused my accident?
- What should I do if an insurance company contacts me about my accident?
- Should I accept an offer from an insurance company for my injury accident?
- Should I file a personal injury lawsuit in Indiana?
Accidents that result in a personal injury claim can happen for any number of reasons, but the following are some of the common factors we see:
- Negligent behavior
- Reckless behavior
- Inadequate security
- Mechanical problems
More specifically, other common causes of personal injury accidents include:
- Wet floors
- Unmarked hazards
- Dangerous animals
- Defective products
Yes. It's always a good idea to contact the police and ask them to investigate your accident. Having an official police record can strengthen your case and improve your ability to obtain the compensation you rightfully deserve.
If you or a loved one was injured and a friend or neighbor was to blame, you should still contact us to know your rights. Generally speaking, you do not have to deal directly with a friend or neighbor if you or a loved one sustains a serious injury because of that person's negligence. Personal injury claims generally involve negotiations with the insurance companies. That way, you can keep your friends and focus on your recovery. Whether the accident was caused by someone you know or a stranger, you should not have to face an uncertain future.
In some cases, you may need to contact your own insurance company about your accident. But if the at-fault party's insurance company contacts you, you do not have to say anything. Politely decline to answer their questions. Remember, anything you say could be used by insurance companies to reduce your claim or refuse to pay you altogether. Our attorneys can answer your questions on your behalf and negotiate directly with these corporations.
Always speak to a lawyer before accepting an offer from an insurance company. What might seem like a fair offer at first could turn out to be far less than the true cost of your losses.
Perhaps. Sometimes, filing a personal injury lawsuit is the best way to receive the money you rightfully deserve for your accident. However, many other legal options often exist. Most cases are resolved through negotiations with insurance companies - litigation often is not necessary. But accidents often become complicated, which is why it's wise to consult with an experienced attorney. Call Hocker & Associates, LLC any time for a free case review.