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How to Handle an Indiana Hit-and-Run Accident

In Indiana, there are thousands of hit-and-run collisions every year. There were 25,121 hit-and-runs in 2008 and 23,349 of these crash types in 2009.  In 2010, 23,163 drivers left crash scenes and in 2011 there were 22,633 who left the scene. The most recent data from the Indiana State Police indicated there were 23,050 hit-and-runs in 2012. Over the course of that same year, 33 people died in hit-and-run collisions and another 1,842 suffered injuries. Hit-and-run crashes account for 12 percent of total collisions within the state. alarm-positron-1-1315971

Victims of hit-and-run accidents are often seriously injured because of delays in getting medical assistance. Many hit-and-runs happen at high speeds, because drivers are drunk or otherwise breaking the law (this illegal behavior is what prompts the drivers to run). Victims of car crashes usually can file a civil lawsuit if they can show a driver is responsible. In a hit-and-run, however, the driver who may have caused the crash may not be identified.  This makes it harder for victims to get the money they need and deserve for their losses.

How to Make a Hit and Run Claim

If you get hit and the motorist who caused your crash leaves the scene, the first thing to do is to call the police. Contact law enforcement right from the crash scene. Try to provide as much detail as you can about who hurt you. If you saw the license plate, try to record it or take a picture or video with your phone. If you did not see the license plate, try to describe the car. What was the make and model? Police will not only want to talk to you but will also want to talk to crash witnesses to see if they can provide information about the driver who fled. Leaving the scene of an accident is a criminal matter, so there should be an investigation after any hit-and-run.

You should contact your own car insurance company after a hit-and-run as well. Indiana is not a state which requires drivers to purchase uninsured motorist coverage. However, insurers offer this kind of coverage. Uninsured motorist coverage is insurance coverage you buy to provide you with benefits in case you are in an accident caused by someone else who should pay but who can't pay. If you get into a crash with a hit-and-run driver or a driver without insurance coverage, this driver is likely not going to be able to pay the bill. If you have purchased optional uninsured motorist coverage, your insurance company pays what the responsible driver should have covered (up to policy limits).

Even if you do not have uninsured motorist coverage, you may have other parts of your insurance policy protecting you, like collision coverage or injury coverage. Talk with your insurer to find out if you can make a claim and talk to an experienced auto accident lawyer about making an appropriate recovery for losses.

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